Effective Date: 06/08/2018
|FACTS||WHAT DOES Social Watch 360, LLC|
DO WITH YOUR PERSONAL INFORMATION?
|Why?||Financial companies choose how they share your personal |
information. Federal law gives consumers the right to limit
some, but not all sharing.
Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please
read this notice carefully to understand what we do.
|What?||The types of personal information we collect and share|
depend on the product or service you have with us.
This information can include:
Contact Information such as name and email address.
Unique Identifiers such as: user name, account
Demographic information such as:
Social Security number
We use this information to:
Administer your account
Respond to customer service requests
Provide the financial services you requested
Respond to your questions and concerns
Improve our Web site and marketing efforts
Conduct research and analysis
|How?||All financial companies need to share customers’ personal |
information to run their everyday business. In the section
below, we list the reasons financial companies can share
their customers’ personal information; the reasons
Social Watch 360, LLC chooses to share; and whether
you can limit this sharing. We will share your personal
information with third parties only in the ways that are
personal information to third parties.
|Reasons we can share your personal |
|Does reversemtgmadesimple.com |
|Can you limit this |
|In certain situations, Social Watch 360, |
LLC may be required
to disclose personal data in response
to lawful requests by
public authorities, including to meet
or law enforcement requirements.
For our everyday business purposes –
such as to process
your transactions, maintain your
account(s), as required by law, such
as to respond to court orders and legal
investigations, similar legal process or
report to credit bureaus and when we
believe in good faith that disclosure
is necessary to protect our rights,
protect your safety or the safety of
others, investigate fraud, or respond
to a government request.
If Social Watch 360 is involved in
a merger, acquisition, or sale of
all or a portion of its assets, you
will be notified via email and/or
a prominent notice on our Web
site of any change in ownership
or uses of your personal
information, as well as any
choices you may have
regarding your personal
|Service Providers – We may provide |
your personal information to
companies that provide services
to help us with our business activities
such as shipping your order or
offering customer service.
These companies are authorized to
use your personal information only
as necessary to provide
these services to us.
|For our marketing purposes – |
to offer our products and
services to you
|For joint marketing with other financial |
|For our affiliates’ everyday business |
information about your
transactions and experiences
|For our affiliates’ everyday business |
information about your
|For our affiliates to market to you||Yes||Yes|
|For non-affiliates to market to you||Yes||Yes|
|To limit our sharing||Call 800-957-3710 – our menu will prompt you through your choice(s)|
Please note:If you are a new customer, we can begin sharing your
information 30 days from the date we sent this notice. However,
you can contact us at any time to limit our sharing.
|Questions?||Contact us on the contact information listed below:|
Social Watch 360, LLC
664 Marsat Ct, Unit B
Chula Vista, CA 91911
|WHO WE ARE|
|Who is providing this notice?||Social Watch 360, LLC, a California limited liability company |
that may use the name “reversemtgmadesimple.com”
|WHAT WE DO|
|How does Social Watch 360 |
protect my personal information?
|To protect your personal information from unauthorized |
access and use, we use security measures that comply
with federal law.
These measures include computer safeguards and
secured files and buildings.
When you enter sensitive information (such as Social
Security number) and any personal information on
our Site, we encrypt the transmission of that
information using secure socket layer
technology (SSL). We follow generally accepted
standards to protect the personal information
submitted to us, both during transmission and once
we receive it. No method of transmission over the
Internet, or method of electronic storage, is 100%
secure, however. Therefore, we cannot guarantee
its absolute security. If you have any questions about
security on our Web site, you can contact us at
|How does Social Watch 360 collect my |
|We collect your personal information, for example, when you|
Open an account with us or give us your account information
Provide employment info or provide account information.
Give us your contact info.
We may also collect your personal information from others,
such as credit bureaus, affiliates or other companies
|Why can’t I limit all sharing?||Federal law gives you the right to limit only sharing for |
affiliates’ everyday business purposes — information
about your creditworthiness.
Affiliates from using your information to market to you.
Sharing for non-affiliates to market to you State laws and
individual companies may give you additional rights to limit
sharing. See Other Important Information section.
|What happens when I limit sharing for an account |
I hold jointly with someone else?
|Your choices will apply to you alone unless you tell us |
similar technologies to analyze trends, administer the
website, track users’ movements around the website,
and to gather demographic information about our
user base as a whole.
browser level, but if you choose to disable cookies,
it may limit your use of certain features or functions
on our website or service.
|Passive Collection||As is true of most websites, we gather certain information |
automatically. This information may include
Internet protocol (IP) addresses, browser type, Internet
service provider (ISP), referring/exit pages, the files
viewed on our site (e.g., HTML pages, graphics, etc.),
operating system, date/time stamp, and/or clickstream
data to analyze trends in the aggregate and administer
|Behavioral Targeting||We partner with a third party to either display advertising on |
our Web site or to manage our advertising on other sites.
Our third party partner may use technologies such as
cookies to gather information about your activities on this
site and other sites in order to provide you advertising
based upon your browsing activities and interests.
If you wish to not have this information used for the
purpose of serving you interest-based ads, you may
opt-out by clicking here.
Please note this does not opt you out of being served ads.
You will continue to receive generic ads.
Notwithstanding any other provision, we may also engage
a third party partner for the purpose of recognizing users
and delivering to them interest-based content and
advertisements. We may share information about you with
our partners such as your name, postal address, email,
device ID, or other identifier in encrypted, hashed or
de-identified form. Our partners also may collect
information from you, such as your IP address and
information about your browser or operating system;
may combine our personal and non-personal offline
information about you with information from other
partners in data sharing cooperatives in
which we participate; and may place or recognize a unique
cookie on your browser. These cookies contain no
personally identifiable information; they may contain
demographic or other data in de-identified form. To
opt-out of third party cookies, please go to:
Digital Advertising Alliance’s consumer choice page.
|How can I correct, update and delete my |
|Upon request Social Watch 360, LLC will provide you with |
information about whether we hold any of your personal
information. If your personal information changes, or if you
no longer desire our service, you may correct, update,
amend, delete/remove, by making the change on our
member information page or by emailing our Customer
Support at firstname.lastname@example.org
We will respond to your request within a reasonable
|Data retention||We will retain your information for as long as your account is |
active or as needed to provide you services. We will retain
and use your information as necessary to comply with our
legal obligations, resolve disputes, and enforce our
information practices. If we make any material changes we will notify you by email (sent to the e-mail address specified
in your account) or by means of a notice on this Site prior
to the change becoming effective. We encourage you to
periodically review this page for the latest information
on our privacy practices.
|Affiliates||Companies related by common ownership or control. They |
can be financial and non-financial companies. Our
affiliates include Freedom Debt Relief, LLC, Freedom
Financial Asset Management, LLC and Freedom
Tax Relief, LLC
|Non-affiliates||Companies not related by common ownership or control. |
They can be financial and non-financial companies.
We share with non affiliates in the categories of credit
counseling agencies, loan broker and other financial
service providers, insurance
companies, mortgage providers and broker/dealers.
|Joint marketing||A formal agreement between nonaffiliated financial |
companies that together market financial products
or services to you.
We have no joint marketing partners
|Other important information||See below for additional state-specific disclosures.|
|Links to 3rd Party Sites||Our Site includes links to other Web sites whose privacy |
practices may differ from those of
reversemtgmadesimple.com. If you submit personal
information to any of those sites, your information
is governed by their privacy
policies. We encourage you to carefully read the
|Social Media Widgets||Our Web site includes Social Media Features, such as the |
Facebook Like button and Widgets, such as the Share This
button or interactive mini-programs that run on our site.
These Features may collect your IP address, which page
you are visiting on our site, and may set a cookie to enable
the Feature to function properly. Social Media Features
and Widgets are either hosted by a third party or hosted
directly on our Site. Your interactions with
company providing it.
|Single Sign-On||You can log in to our site using sign-in services such as |
Facebook Connect or an Open ID provider. These
services will authenticate your identity and provide
you the option to share certain personal information
with us such as your name and email address to
pre-populate our sign up form. Services like Facebook
Connect give you the option to post information about
your activities on this Web site to your profile page to
share with others within your network.
|Newsletter||Out of respect for your privacy, you may choose to |
stop receiving our newsletter or marketing emails by
following the unsubscribe instructions included in
these emails, accessing the email preferences in your
account settings page or you can contact us at
|Blog||Our Web site offers publicly accessible blogs or |
community forums. You should be aware that any
information you provide in these areas may be read,
collected, and used by others who access them. To
request removal of your personal information from
our blog or community forum, contact us at
email@example.com. In some cases, we may not
be able to remove your personal information, in which
case we will let you know if we are unable to do so
|Public Profiles||The profile you create on our site will be publicly |
accessible unless otherwise indicated. You may change
the privacy settings of your profile through your account
portal or you can contact us at :
FOR CALIFORNIA RESIDENTS:In accordance with California law, we will not share information we collect about you with non affiliates, except as allowed by law. For example, we may share information with your consent or to service your accounts. Among our affiliates, we will limit information sharing to the extent required by California law. You can also limit our sharing for joint marketing with other financial institutions. See the accompanying “Important Privacy Choices for Consumers — Additional Rights for California Residents.”
FOR NEVADA RESIDENTS:We are providing you this notice pursuant to state law. You maybe placed on our internal “do not call” list by calling 8005447211. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555E. Washington St. — Suite 3900, Las Vegas, NV89101; 702-486-3132 — BCPINFO@ag.state.nv.us.
FOR VERMONT RESIDENTS: In accordance with Vermont law, we will not share information we collect about Vermont residents with companies who are not affiliates, except as permitted by law, such as with your consent or to service your accounts. We will not share information about your credit worthiness with our affiliates without your authorization or consent but we may share information about our transactions or experiences with your with our affiliates without your consent.